If intentional saving is part of your financial journey, the dfcu Smart Plan Account is designed for you. Whether you’re planning for a vacation, wedding, or business start-up, the Smart Plan supports your ambitions through structured and rewarding saving.

With initial deposits starting from as low as UGX 50,000 or USD 100, this account helps you consistently grow your money while earning interest of up to 12% (UGX) and 2% (USD) depending on your selected savings period.

For more information contact us on customercare@dfcugroup.com or 0800 222000

Benefits of the dfcu Smart Plan include:

• Save in UGX or USD, depending on your goals.
• Choose saving periods from 3 to 24 months, whether you’re saving short, mid, or long-term.
• Open multiple Smart Plans to save for different goals simultaneously.
• No monthly management or transactional fees, so your full savings go to work.
• Tiered interest: the longer you save, the higher the return.
• Set up free standing orders from any of your dfcu accounts to automate your deposits.

Features

• Designed to help you meet a specific financial goal within a chosen timeframe.
• Interest rates that reward discipline and consistency.
• Free, automated transfers from your dfcu account into your Smart Plan.
• No hidden fees, helping you reach your target faster.

Benefits

• Helps you plan and achieve specific financial goals, from weddings, business capital, to travel.
• Start saving with as little as UGX 50,000 or USD 100.
• Earn tiered interest of up to 12% (UGX) and 2% (USD) based on your saving duration.
• Enjoy no monthly management or transactional fees.
• Save in multiple currencies, UGX and USD.
• Open multiple Smart Plans to save for different goals simultaneously.
• Flexible saving tenures of 3 to 24 months to suit your short, medium, or long-term goals.
• Set up free standing orders from any dfcu account for automated saving.

Requirements

• National ID (for Ugandans) or Passport (for non-Ugandans)
• Two passport-sized photographs
• Minimum opening deposit of UGX 50,000 or USD 100
• Visit any dfcu branch or start the process online