Together, We Grow Your Money

The dfcu Dembe Plus Account is a financial solution designed for individuals at the entry level of banking, particularly those in the mass market, students, and the informal sector. It offers a simple and affordable way to begin managing finances while building financial stability over time.

Features

  • Available in UGX and USD
  • Account opening balance: UGX 30,000 or USD 20
  • Minimum balance: UGX 10,000
  • Zero account maintenance fees
  • Over-the-counter deposits:
    • Free for UGX
    • 0.25% of the value (max 5,000) for USD deposits above 2,500
  • Over-the-counter withdrawals:
    • 0.25% of the value (min UGX 10,000, max UGX 35,000) for UGX
    • 25% of the value (max 5,000) for USD withdrawals above 2,000

How can I open this account?

Visit your nearest dfcu Branch or call 0800222000 for details to get started

Benefits

  • No account maintenance fees
  • Free cash deposits
  • Free enrolment on digital channels
  • Access to a Classic dfcu Visa Debit Card

Requirements

  • Ugandans
    • National ID
  • Foreigners
    • Passports with work permits or residence permit

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Effective 16th February 2026