The dfcu Bank Dembe Plus Account is a financial solution designed for individuals at the entry level of banking, particularly those in the mass market, students, and the informal sector. It offers a simple and affordable way to begin managing finances while building financial stability over time.

Features

  • Available in UGX and USD
  • Account opening balance: UGX 30,000 or USD 20
  • Zero account maintenance fees
  • Over-the-counter deposits:
    • Free for UGX
    • 25% of the value (max UGX 5,000) for USD deposits above 2,500
  • Over-the-counter withdrawals:
    • 25% of the value (min UGX 10,000, max UGX 35,000) for UGX
    • 25% of the value (max UGX 5,000) for USD withdrawals above 2,000

Benefits

  • Free cash deposits.
  • Free enrolment on digital banking channels.
  • Access to a Classic dfcu Visa Debit Card.
  • Convenient and affordable banking for everyday use.
  • Encourages financial inclusion and growth.

 

Requirements

  • Open to mass market individuals, students, and the informal sector.
  • Valid National ID (for Ugandans).
  • Passport with a valid work or residence permit (for foreigners).
  • Two passport-sized photographs.
  • Minimum account balance of UGX 10,000.

Get in touch.

Close

Need help?

Talk to Us

We are happy to help
*
5
1
10
Extremely Poor
Out-Standing

New Tariff Guide Available

Effective 16th February 2026