As a registered Primary Dealer with Bank of Uganda, we offer individuals, groups, and companies an opportunity to invest in Treasury bills/bonds and earn competitive returns.

Treasury bills (T-Bills) are short term risk-free investments that are issued for a period of either 91, 182 and 364 days. The rate of return is usually more competitive than fixed deposits but dependent on the liquidity condition in the market.

Treasury bonds (T-Bonds) on the other hand are long term investments that are issued with maturities of 2, 3, 5 and 10 years. Pay-outs on Treasury bonds are made every 6 months.


  • Risk free investment
  • Affordable Investment option since the minimum amount required is UGX. 100,000
  • Option to sell in portions or as a whole in the secondary market
  • Option to buy any of the issued government securities from dfcu Bank as a primary dealer


  • For first time investors, visit any dfcu branch and fill in the CSD account opening form
  • If you already have a CSD account, fill in the bid form

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