Throughout the lease period dfcu Bank (lessor) retains full ownership of the leased asset with the understanding that the client uses and keeps the asset in good working condition. The client is required to keep the asset comprehensively insured at all times during the lease period. Through our Insurance Premium Financing (IPF) facility, we provide financing for insurance and the customer pays for it during the lease period.

The client identifies the equipment that meets their personal or business requirements. We will however verify that it: is of good and merchantable quality; is from a reputable supplier; and is priced competitively, before paying for it.

The lease amounts vary from UGX. 50M to over UGX. 15BN or the US dollar equivalent. However, transaction outside this range.

Properly established businesses; companies, partnerships, sole proprietors and individuals who can practically demonstrate a steady cash flow to meet rental payments.

Any good quality, brand new or used assets including cars, trucks, buses, computers, manufacturing equipment, printing presses, medical equipment, communication equipment, energy, power supply equipment and many more.

Leasing is a medium-term finance option for acquiring equipment, business vehicles, and machinery. A contract is drawn between two parties (dfcu Bank and you) whereby dfcu Bank (lessor) provides an asset for usage to you (lessee) for a specified period of time, in return for specified rental payments at an agreed interest rate.

• Is a registered and licensed business
• Have a physical address
• Have adequate and secure premises
• Have an account in a financial institution licensed by the Central Bank
• Have been engaged in a commercial activity for at least 12 months (Agent cannot operate

• Registered Sole proprietors
• Registered Partnerships
• Limited liability companies
• Cooperative Societies
• Microfinance Institutions
• Any other entity which the Central Bank may deem fit for example, payments companies