Your business has the potential to go further. With the dfcu Maali Loan, eligible SMEs can access quick, flexible financing to support growth, manage operations, and take advantage of new opportunities.
Get up to UGX 200M to grow your business.
MAALI LOAN OFFERS
Loans from UGX 10 Million to UGX 200 Million
- First-time borrowers can access up to UGX 50 Million
- Repeat borrowers can access up to UGX 200 Million
FLEXIBLE REPAYMENT PERIOD
Repay your loan over 3 to 12 months.
DESIGNED FOR ESTABLISHED SMES
Available to formally registered businesses including:
- Sole traders
- Partnerships
- Limited companies
WHO CAN APPLY?
You may qualify for a dfcu Maali Loan if your business:
✔ Is formally registered and has a valid trading licence
✔ Has operated for at least 3 years
✔ Has an active dfcu transactional account
✔ Has at least 24 months of banking history, including 6 months with dfcu
✔ Maintains a minimum monthly turnover of UGX 3 Million for the last 6 months
WHY CHOOSE DFCU MAALI LOAN?
Finance That Understands Your Business
At dfcu, we know that business growth requires timely support. The dfcu Maali Loan is structured to provide SMEs with access to funding based on their banking relationship and business performance.
With dfcu Maali Loan, you can:
✔ Strengthen your working capital
✔ Support business expansion
✔ Manage cash flow needs
✔ Take advantage of new opportunities
Get Started today
Get up to UGX 200M to grow your business.
Customer Testimonials
See what dfcu Maali Loan customers are saying about how fast, flexible SME financing has helped them grow their business and manage cash flow.
FREQUENTLY ASKED QUESTIONS
1. Who is the target customer?
Formally registered SMEs (sole traders, partnerships, or limited companies) with an active dfcu transactional account.
2. What is the loan tenor?
The loan can be repaid over 3 to 12 months, with a maximum tenor of 12 months.
3. What is the minimum loan amount?
The minimum loan amount is UGX 10,000,000.
4. What is the maximum loan amount?
- UGX 50,000,000 for first-time borrowers.
- UGX 200,000,000 for repeat borrowers.
5. What happens if a customer wants more than UGX 200 million?
The dfcu Maali Loan is limited to UGX 10 million to 200 million. Customers requiring more should be recommended for another suitable loan product.
6. What is the expected banking history?
Customers should have:
- At least 24 months of banking history.
- At least 6 months banking with dfcu.
7. What are the minimum years of business operation?
The business must:
- Have operated for at least 36 months (3 years).
- Have a valid trading licence.
8. What monthly turnover is required to qualify?
Customers should have a minimum monthly turnover of UGX 3,000,000 for the preceding 6 months.
9. Can a customer use a dfcu Maali Loan to pay off an existing dfcu loan?
No. The product cannot be used to pay off an existing dfcu loan.
10. Can a customer use a dfcu Maali Loan to pay off a loan at another bank?
No. Buy-offs are excluded from the dfcu Maali Loan.
11. Who is a first-time borrower?
A customer who:
- Has never borrowed from dfcu, or
- Closed a previous loan more than 6 months ago.
12. Who is a repeat borrower?
A customer who:
- Currently has a loan with dfcu, or
- Closed a previous loan less than 6 months ago.
13. Can schools borrow a dfcu Maali Loan?
No. Schools are excluded from the product but may qualify for other products such as School Bridge or Term Loan.
14. How do I get a dfcu Maali Loan?
To get started, click here
For more information or please call our toll-free number on 0800 222000 or email us at customercare@dfcugroup.com.
You can also visit your nearest dfcu Bank branch and speak to a Business Banker.