dfcu Dembe Account: The Easy Way to Build Your Savings

The Dembe Account is a low cost savings account tailored for individuals operating within the informal sector. The account promotes 24/7 secure and convenient access to one’s account through use of a Chip & PIN enabled VISA debit card, along with access to mobile and internet banking services for payment of utilities, money transfer, and monitoring transaction history among others.

For further details, please call 0800 222000 or email CustomerCare@dfcugroup.com


  • Available in UGX only
  • Opening Balance UGX. 5,000
  • Has a Visa Debit card to facilitate transactions


  • Higher interest rates for higher balances
  • 24/7 access to your account through dfcu Quick Banking
  • No low balance fee hence unlimited access to your cash
  • Convenient access through ATM
  • Access to e-statements



  • 2 passport photos
  • National ID or Passport

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